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About Us Who We Are

People who want to help other people, changing lives one at a time.

We created a company ten years ago to help people. Today we still love it. And now there are more tools than ever to help deliver the best results.

I’m Suzanne Palmieri.  Co-founder of Credit Train, Upscore Solutions and Credit Nursery.  I am a  licensed RE Agent in the state of Missouri, formerly licensed in California.

I advocate for people who don’t know how to ‘fight the system.’  I help understand without judgement, what brought your score to this place, and how to raise it.  I worked for a law firm and saw the need in thousands of clients.

Blessed to have sold over 100 million dollars worth of investment real estate to investors. I understand that good credit matters, and I believe we all deserve that advantage. 

I have 2 amazing boys (young men mom!) and grew up in Illinois.

I love to walk and play a little bit of golf, but wouldn’t be caught saying I am a ‘golfer’.  A passion I have always had, is art.

Music and travel are top on my list of things I love to do.  I love to hear where you have been.

From my experiences, I dabble was well in legitimately getting folks out of their timeshares.  

Most of this has all been complimented and grown through my partnership with my business partner, (and fiance Alex)…so meet Alex!

Hi I am Alex DeLuca.  Co-founder of Credit Train, Upscore Solutions and Credit Nursery.  I am the co-owner of Carism, a company founded in 1969 specializing in international marketing.

I help coach and educate clients on growing or improving their credit.  I understand the ‘system’.  I came to this country with no credit.  That situation has been one of my best teachers.

I have a son who keeps me young, and grew up in Italy.

For years I also trained as a chef, (just to complete my Italian-ness. lol), you’ll find recipes and videos in the dining car of credittrain.com.

Together Suzanne and I hope you will hop on board and let us guide you through a positive and even delicious journey to the next stop in your life.

  • I didn’t have any credit at all  I was buying my first car when I was referred to Credit Train.  They showed me how to build my credit and my buddy got a $50 referral fee.  Now I send referrals!

    I didn’t have any credit at all I was buying my first car when I was referred to Credit Train. They showed me how to build my credit and my buddy got a $50 referral fee. Now I send referrals!

    Eric P
    Springfield, MO
  • I saw my score going down and didn’t know what to do  I called Cedit Train fo a consultation and found out thee wee all kinds of make min my credit that they wee able to fix. I had exults in less than 2 months!

    I saw my score going down and didn’t know what to do I called Cedit Train fo a consultation and found out thee wee all kinds of make min my credit that they wee able to fix. I had exults in less than 2 months!

    Elisa D.
    St. Louis, MO
  • My credit was bad but I got business funding  Thanks to Alex and Suzanne I was hand-held through the process of getting business credit and money to grow my landscaping business. I had been declined constantly, and glad I used Credit Train, I will be back!

    My credit was bad but I got business funding Thanks to Alex and Suzanne I was hand-held through the process of getting business credit and money to grow my landscaping business. I had been declined constantly, and glad I used Credit Train, I will be back!

    Robert G.
    Republic, MO

Our Team Here to help you

Credit Hero and Queen of the impossible

Suzanne Palmieri

Credit Hero and Queen of the impossible
Credit Hero and FICO Chef

Alessandro De Luca

Credit Hero and FICO Chef
IT Senior

Gino

IT Senior
HR

Lexus

HR

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