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| Everyone needs a refresher course on fiscal fitness, especially when it comes to credit. The following free tools can help you better understand and manage your finances, including how to save, reduce credit card debt and interest, and more. When You Pay the Minimum, You Pay Now and Later Minimum payments mean maximum interest on your credit card debt. Even if your rate is low, minimum payments are the worst way to tackle debt. Paying more than the minimum due reduces your balance more quickly, and you wind up paying less in interest. Check out how much you can save on interest over the life of the debt by using our credit interest calculator. Calculate Your Savings Instead of Your Risk Saving money for big expenditures can seem daunting. If you can't get a fix on your savings goal, try our savings calculator. It computes how much you have to save every day, week, or month to reach your goal. This calculator only functions with browsers that support JavaScript version 1.1 or later. A Microsoft TM Excel spreadsheet is also attached to help you keep track of your progress. How much can I save with my 401(k) Plan? Saving enough today is an important step in helping to make sure that you have enough money in the future. Social Security covers only about 25 percent of your current income, so one of the best ways to maximize your retirement plan is by investing in a 401(k). The earlier you start to save, the bigger your nest egg will be, proving that time really is money. Want to see how much your money will be worth in the future? Check out our 401(k) calculator. Credit Card Debt Reduction Made Easy You spend a lifetime paying taxes, but you don't have to spend a lifetime paying credit card debt. The Identity Guard TM credit card debt calculator shows you how to: • best
pay off your debt Find Out What You Will End Up Paying Want to know how much interest you’re paying on that seven-year, 10-percent loan? Or how much money you can save by refinancing your mortgage with a lower interest rate? You can do all that, and more, with our loan calculator. |
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